Home Value
Median estimated home value for all residential properties.
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- Zillow ZHVI
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- monthly
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Definitions and sources from the same metric catalog that powers OpenRoof.
106 of 106 definitions
Check source freshness ↗Median estimated home value for all residential properties.
Year-over-year change in median home value.
Month-over-month change in median home value.
Five-year cumulative change in median home value.
Change in home value relative to the 2022 all-time peak.
Median estimated value for single-family residential homes.
Year-over-year growth in single-family home values.
Median estimated value for condominiums and co-ops.
Year-over-year growth in condo values.
Average monthly rent across all residential property types.
Average monthly rent specifically for single-family homes.
Year-over-year change in average rent.
Number of active residential listings on the market.
Median number of days a listing stays active before going under contract.
Percentage of active listings that have had at least one price reduction.
Number of new residential listings added this month.
Median active listing price (ask price, not sale price).
Active listings as a percentage of total housing units — a supply tightness gauge.
Number of homes sold this month.
Year-over-year change in number of homes sold.
How many months it would take to sell all current inventory at the current sales pace. Below 3 = seller's market; above 6 = buyer's market.
Pending listings as a percentage of total active inventory. Higher values indicate faster-moving demand.
Median listing price per square foot for active inventory.
Median square footage of active residential listings.
Percentage of available listings sold each month. Above 20% = fast-moving market.
Median sale price as a percentage of the median listing price. Above 100% = homes selling above asking.
Percentage of homes that sold above their original list price — a direct measure of bidding-war intensity.
Median price per square foot for homes that closed (sold price, not listing price).
Percentage of listings that went off market within 2 weeks of listing — a real-time speed-of-sale indicator.
Year-over-year percentage change in median active listing price.
12-month trend in active inventory (percent change vs prior year). Positive means inventory is building; negative means tightening supply.
Short-term acceleration/deceleration in price-cut share (percentage-point change month-over-month). Positive means sellers are cutting prices faster.
Current snapshot; historical trends are not available for this metric.
How far months of supply sits versus a neutral 6-month benchmark: ((months_supply − 6) / 6) × 100. Positive suggests surplus versus that benchmark; negative suggests a tighter market.
Current snapshot; historical trends are not available for this metric.
Composite 0–100 affordability score. Higher means more affordable relative to income.
Estimated monthly mortgage payment at current rates (30yr fixed, 20% down).
Monthly mortgage payment as a percentage of median household income.
Estimated average homeowner equity dollars for mortgaged homes. State values can use direct FHFA NMDB aggregates; lower scopes use the OpenRoof equity model.
Estimated average current loan-to-value percentage for active mortgages.
Annual salary needed to qualify for a mortgage on the median home.
Monthly cost difference between owning and renting. Positive = owning costs more.
Median annual household income (U.S. Census ACS).
Total residential population (U.S. Census ACS).
Percentage of occupied housing units that are owner-occupied.
Median age of the resident population.
Percentage of the population living below the federal poverty line.
Percentage of adults 25+ with a bachelor's degree or higher.
Percentage of the workforce working from home.
Percentage of housing units that are vacant.
Total number of housing units (occupied + vacant).
Percentage of homeowners aged 25–44 (young household indicator).
Percentage of homeowners aged 75 and older (aging-in-place indicator).
Percentage of owner-occupied units with a mortgage.
Percentage of households classified as family households.
Percentage of households with a single occupant.
Net domestic migration — people moving in minus people moving out annually.
Net domestic migration as a percentage of the existing population.
Residents per square mile of land area for the ZIP (or best available geography).
Year-over-year percentage change in median household income.
Two-party Republican presidential vote share from county-level returns assigned to ZIPs by county.
Two-party Democratic presidential vote share from county-level returns assigned to ZIPs by county.
Annual mean temperature in degrees Fahrenheit from the nearest NOAA 1991-2020 normals station.
Current snapshot; historical trends are not available for this metric.
Annual births divided by annual deaths (1.00 = parity). Values above 1 imply natural increase; below 1 imply natural decline.
Composite 0-100 proxy for migration quality based on income growth, demand strength, inventory trend, and unemployment backdrop.
Gross annual rent as a percentage of home value. Vacancy, operating expenses, and financing are excluded.
Median home value divided by annual rent. Lower ratios favor buying; higher ratios favor renting.
How much the local home value deviates from the national fair-value baseline (home value ÷ 5× median income).
Median home value divided by median household income — a price-to-income ratio.
Monthly rent as a percentage of median household income.
Gross annual rent as a percentage of home value. This proxy excludes operating expenses and is not a property-level cap rate.
How much rent deviates from the income-based fair-value rent baseline.
Estimated annual property tax based on local effective tax rates.
Effective annual property tax as a percentage of home value (e.g. 1.2% per year). Uses vendor or Census-derived tax when available, otherwise estimated from annual tax and home value.
Current snapshot; historical trends are not available for this metric.
Composite 0-100 proxy for institutional/investor activity intensity, using yield, market velocity, sale-to-list strength, and labor stability.
Current snapshot; historical trends are not available for this metric.
Estimated share of active mortgages with mark-to-market LTV above 100%. State values can use direct FHFA NMDB aggregates; lower scopes are modeled.
New foreclosure filings per 10,000 housing units. Measures how many homeowners entered the foreclosure process recently.
Current snapshot; historical trends are not available for this metric.
Year-over-year change in new foreclosure filings. Rising values signal accelerating stress.
Completed foreclosures per 10,000 housing units. These properties have fully passed through the foreclosure process.
Year-over-year change in completed foreclosures. Indicates whether the foreclosure pipeline is growing or shrinking.
Active foreclosure-pressure rate. At state/metro scope this can use FHFA NMDB aggregate mortgage-performance fallback; county/ZIP values remain public-record driven where observed.
Current snapshot; historical trends are not available for this metric.
Percentage of mortgages 30-89 days late from CFPB Mortgage Performance Trends. Aggregate state/metro/county signal only; not a foreclosure-start metric.
Current snapshot; historical trends are not available for this metric.
Percentage of mortgages 90 or more days late from CFPB Mortgage Performance Trends. Aggregate state/metro/county signal only; not a foreclosure-start metric.
Current snapshot; historical trends are not available for this metric.
Bank-owned (Real Estate Owned) properties as a percentage of housing units. REO means the lender took possession after a completed foreclosure.
Percentage of active listings that are distressed (foreclosure, short sale, or REO). Indicates how much of the available inventory is under financial stress.
Percentage of properties with delinquent property taxes. Tax delinquency is a leading indicator of future distress — it often precedes foreclosure.
Current snapshot; historical trends are not available for this metric.
Civil foreclosure filings (lis pendens) per 10,000 housing units. A lis pendens notice is filed when a lender initiates foreclosure proceedings, making this a leading indicator of future distressed supply. Higher values signal elevated foreclosure pipeline pressure.
Composite 0-100 proxy for latent inventory pressure, combining distressed listing share, tax delinquency, foreclosure rate, and REO rate.
Current snapshot; historical trends are not available for this metric.
Composite 0–100 score measuring distressed-market opportunity for investors. Uses public-record distress where available plus FHFA NMDB and CFPB aggregate mortgage-performance fallback at state/metro/county scope. Higher = more potential opportunity. Not a prediction — reflects current stress levels only.
Current snapshot; historical trends are not available for this metric.
Composite 0–100 market stress / seller-buyer imbalance. Blends public-record distress filings, CFPB mortgage delinquency, FHFA underwater share, price softness, inventory build, price cuts, days on market, months of supply, BLS unemployment, payment burden, and IRS migration. Unavailable components are reported, never invented.
Current snapshot; historical trends are not available for this metric.
OpenRoof's modeled next-12-month home-value change using public housing, labor, affordability, and risk signals. Values are suppressed when confidence is too low.
Current snapshot; historical trends are not available for this metric.
Composite 0-100 index of buyer demand based on pending ratio, off-market speed, sale-to-list strength, sold-above-list share, months of supply, and price-cut momentum.
Current snapshot; historical trends are not available for this metric.
OpenRoof's single 0–100 market-conditions read with a Buy / Watch / Wait verdict. Blends five OpenRoof intelligence indices — recovery/resilience and long-term demand (higher helps) against market stress, affordability stress, and correction risk (higher hurts). Higher = more constructive conditions to engage. Not personalized financial advice; suppressed when data confidence is too low.
Current snapshot; historical trends are not available for this metric.
Composite 0–100 score measuring how fast-moving and active the market is, based on price growth, days on market, inventory, and price-cut share.
Current snapshot; historical trends are not available for this metric.
OpenRoof 0-100 score for sustainable growth momentum. It blends source-backed home-value growth, rent growth, and yield context without using a third-party score or formula.
Current snapshot; historical trends are not available for this metric.
Composite 0–100 score measuring buy-and-hold investment attractiveness, based on cap rate, Gross Rental Yield, vacancy, migration, and valuation.
Composite 0–100 measure of how well a market is positioned to hold value or recover: prices near peak, positive value and income momentum, job growth, low unemployment, and demand-side strength.
Current snapshot; historical trends are not available for this metric.
Composite 0–100 index of structural housing demand: domestic in-migration, births vs deaths, income trajectory, education and remote-work profile, young-owner formation, and vacancy slack.
Current snapshot; historical trends are not available for this metric.
Percentage of the civilian labor force that is unemployed (BLS LAUS, seasonally adjusted).
Year-over-year change in total non-farm payroll employment.
New residential building permits issued per 1,000 existing housing units — state BPS rate allocated to OpenRoof ZIP/county/metro/state markets.
Composite 0-100 index of new-supply activity using permits intensity, inventory trend, and absorption turnover.
Current snapshot; historical trends are not available for this metric.
FEMA National Risk Index composite county risk score, mapped onto ZIPs by county. Higher means higher expected hazard risk.
Current snapshot; historical trends are not available for this metric.
FEMA National Risk Index inland-flooding risk score, mapped from county to ZIP.
Current snapshot; historical trends are not available for this metric.
FEMA National Risk Index wildfire risk score, mapped from county to ZIP.
Current snapshot; historical trends are not available for this metric.
FEMA National Risk Index heat-wave risk score, mapped from county to ZIP.
Current snapshot; historical trends are not available for this metric.
FEMA National Risk Index hurricane risk score, mapped from county to ZIP.
Current snapshot; historical trends are not available for this metric.
FEMA National Risk Index earthquake risk score, mapped from county to ZIP.
Current snapshot; historical trends are not available for this metric.
Availability and history vary by location and plan. Publisher cadence describes the source’s release schedule; check the observation date on the map or chart for the data you’re viewing.